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E-Commerce

Simple and secure mobile payments on the web

With a few clicks (and an NSDT™ “chirp”) anyone with a cell phone can make purchases online conveniently and in complete security. This revolutionizes online shopping by attaining “SIM card-present” security level and opening e-commerce to the billions of un-banked mobile phone owners.

The TagPay e-commerce system is a secure online payments solution protected by NSDT™ technology, which allows merchant websites to accept mobile payments. This solution can be easily integrated into online commerce systems and websites. All existing cell phones can be used without prior enrollment or special apps.

Mike avoids exposing his sensitive account information on the web by using TagPay's e-commerce solution. His online shopping experience is not only secured thanks to his phone, it's also significantly faster and more convenient.

E-Commerce: How it Works

TagPay customers can make online purchases using their cell phone to sign for the transaction. The customer’s account is loaded through the various encashment channels built into the TagPay platform.

To pay on the web:

At checkout, the customer is redirected to the TagPay Online Payment System.
The customer simply enters their phone number and secret pass code.
TagPay verifies this information and calls the customer’s phone.
TagPay sends an NSDT™ chirp through the web page and authentication is completed once the customer’s phone hears this chirp.

E-Commerce: Benefits

E-commerce payments can be made using any mobile phone in the world
Fast and painless online payments
Extremely Secure—the phone must be present to sign the online transaction
Simple to use—just answer a phone call and bring it towards the chirp
Opens e-commerce to the unbanked

E-Commerce: Case Example

www.classhopping.com

Class shopping is an e-commerce website offering a wide range of electronic and other products. The goods sold on this website are difficult to find on the African continent which is the target market for class shopping. In many African countries payment cards are not accepted on the web. By using TagPay’s e-commerce system, Classhopping.com can sell their merchandise to African customers very securely and efficiently.

PayFair

PayFair is a European card scheme that uses the TagPay e-commerce functionality to process online payments. See PayFair's video below for a demonstration of how the e-commerce payment solution compares to traditional online card payments.