Tagattitude

A Belgium-based European payment scheme called Payfair is using TagPay to secure e-commerce transactions and mobile payments at a point of sale. This payment scheme is positioned as a low cost and accessible service for retailers and their customers. The service has been launched in 2011.

In Burundi, a local telecom operator is using the TagPay platform for its mobile money scheme. The mobile money scheme proposed by LeoCash offers retail payments, cash in and cash out via their network of agents, airtime topup, and money transfers.

Tradicom has launched Moneytel, a money transfer and mobile payment service for Cameroon. This service includes international money transfers between Paris and Yaounde, bill payments, retail transactions for goods and services, air time top-up, and local money transfers. (www.moneytel.fr).

In Colombia, the TagPay platform is used in an ongoing pilot involving all the major local banks. In this project TagPay is managing a nationwide payment scheme and electronic wallet.

Tagattitude’s South African partner, Mobicash is rolling out TagPay in nine Southern African countries. Mobicash has collaborated with various local banks, PSPs, and telecom operators to launch complete mobile payment solutions targeting unbanked and under-banked populations. (www.mobicashonline.com). MobiCash Congo has launched it's service in Brazzaville in beginning of 2012 and the uptake is already promising.

Mpeso targets the massive central american remittance market and creates a financial environment where remittances, salaries, pensions, and other funds received are used for mobile payments. Mpeso affiliates individuals and merchants and enables payment domiciliation. Instead of being exclusively “cashed-out” of the system, funds received can remain in the network as a prepaid account and are used to pay for goods and services. MPeso offers mobile money services in Nicaragua, Honduras, Costa Rica, Guatemala, and El Salvador.

In the DR Congo, Tagattitude’s partner Banalwizi is in the early stages of deploying a TagPay-based mobile money scheme. Through a network of Banalwizi cash points end users can load their “e-wallet” and then use the money in this account to make a range of transactions including: purchases from participating merchants, proximate and remote person-to-person money transfers, bill payments, and online purchasing.  (www.banalwizi.com)

Mpeso targets the massive central american remittance market and creates a financial environment where remittances, salaries, pensions, and other funds received are used for mobile payments. Mpeso affiliates individuals and merchants and enables payment domiciliation. Instead of being exclusively “cashed-out” of the system, funds received can remain in the network as a prepaid account and are used to pay for goods and services. MPeso offers mobile money services in Nicaragua, Honduras, Costa Rica, Guatemala, and El Salvador.

Himbol Financial Services is preparing to launch the first mobile money service in Eritrea. Himbol has acquired a licence from the central bank of Eritrea for their service and is in the process of establishing partnerships and building up their agent and merchant networks in preparation for the service launch in 2012.

Tagattitude has launched a TagPay mobile payment service in various restaurants, taxis, and other businesses around Paris. For example, the famous Poilâne bakery uses TagPay to “send gift vouchers straight to your phone”. Poilâne gift vouchers are instantly available to be spent on the web or in one of Poilâne’s Parisian bakeries using a mobile phone. TagPay in France also allows Tagattitude’s team to experience the system as end users.

Tagattitude is working with several partners in Guatemala to roll out financial services for both the banked and unbanked markets.

E-Social Transfert is an innovative alternative to cash remittances that allows the Guinean diaspora to buy food for their families back home which can then be retrieved using the recipient’s cell phone. This form of food-specific remittance is a very attractive service for those who want to be sure that the money they send home is used to feed their family. E-social transfert has won numerous awards and is preparing to launch in the fall of 2011.

In Haiti, mobile money operator HaitiPay uses TagPay to offer mobile payment and remittances services. HaitiPay works with local partners including it's banking partner BNC Bank to provide the Haitian population with a new way to pay and transfer money. The service includes international remittances to Haiti and uses a local network of retailers and agents who accept mobile payments or facilitate cash-out. HaitiPay has built an incentive scheme into their mobile money services to encourage the consumption of locally produced goods and services. (http://www.haitipay.com/)

Mpeso targets the massive central american remittance market and creates a financial environment where remittances, salaries, pensions, and other funds received are used for mobile payments. Mpeso affiliates individuals and merchants and enables payment domiciliation. Instead of being exclusively “cashed-out” of the system, funds received can remain in the network as a prepaid account and are used to pay for goods and services. MPeso offers mobile money services in Nicaragua, Honduras, Costa Rica, Guatemala, and El Salvador.

Tagattitude’s partner, Mobicash is now active in India. Mobicash India has build and trained a network of Agents and is building partnerships with various local banks, PSPs, and telecom operators to launch their service in the coming year.

Three different services use TagPay and/or NSDT™ in the Ivory Coast. TagPay manages the retail transactions for Orange Money's mobile payment scheme. The SAPH and Banque Atlantique useTagPay to deliver salaries to their 65,000 employees. Celpaid, an electronic money establishment certified by the Banque Centrale des Etats de l’Afrique de L’Ouest (BCEAO), uses the TagPay platform to offer a full range of mobile money services.

MobiPay is using TagPay and NSDT™ to break into the Kenyan market from a very interesting angle. They are offering Banks, PSPs, and others the ability to participate in an ecosystem and acquiring network that will inject new value and usage into the Kenyan market. By leveraging a strong relationship with banks and providing alternative mobile payment channels, Mobipay offers broader payment services that are open to banks as well as Mpesa and Zap. For more information visit www.mobipay.co.ke.

Tagattitude's local partner in Madagascar is preparing for the pilot of a new TagPay-based mobile money service. This service will target primarily unbanked populations and aim to increase access to financial services in Madagascar.

Tagattitude is collaborating with social business promoter, Micious (www.micious.org), to build an innovative social business model in Mali. Together, they are creating a model that leverages TagPay’s technology in order to offer vital financial services to those who need them most, while being sustainable and replicable. This new structure will encourage the most accessible and efficient implementation of mobile payment for the poor. The ecosystem will be open to all market players and organizations such as the Malian Poste (national postal service) and various banks have agreed to participate. Beyond its own social business goals, TagPay Mali will serve as a resource for Tagattitude’s 35+ partners who are also deploying their own TagPay-based services in developing countries with a special focus on providing financial services to the Bottom of the Pyramid.

Mobipay’s TagPay-based financial services have been launched throughout Namibia since summer of 2010. Mobipay offers bill payments, airtime top up, stored value accounts, and retail payments to end users. Mobipay has experienced adoption in the Namibian territory and plans to extend their service to neighboring countries in the near future. (www.mobipay.com.na).

Mpeso targets the massive central american remittance market and creates a financial environment where remittances, salaries, pensions, and other funds received are used for mobile payments. Mpeso affiliates individuals and merchants and enables payment domiciliation. Instead of being exclusively “cashed-out” of the system, funds received can remain in the network as a prepaid account and are used to pay for goods and services. MPeso offers mobile money services in Nicaragua, Honduras, Costa Rica, Guatemala, and El Salvador.

Tagattitude is working with it's local representative, Tagattitude Nigeria, to equip existing and aspiring mobile money providers with TagPay-based mobile payment platforms. Two leading banks and a mortgage institution have completed successful pilots of various Tagattitude technologies including ATM withdrawals, POS transactions and mobile account management.

Tagattitude has partnered with Burj Bank Ltd. (formerly Dawood Islamic Bank) to launch a new mobile money scheme in Pakistan. This bank-led service will be deployed in 2012 throughout Pakistan.

In Portugal, Clipodromo is offering TagPay-based signature and payment services to reduce cash handling by gas delivery trucks throughout Europe. Gas stations provisioned by the trucks will be equipped with a TagPay1600 terminal and the driver's own phone will be used to sign the transaction.

Tagattitude’s South African partner, Mobicash is rolling out TagPay in nine Southern African countries. Mobicash has collaborated with various local banks, PSPs, and telecom operators to launch complete mobile payment solutions targeting unbanked and under-banked populations. (www.mobicashonline.com).

Tagattitude’s South African partner, Mobicash is rolling out TagPay in nine Southern African countries. Mobicash has collaborated with various local banks, PSPs, and telecom operators to launch complete mobile payment solutions targeting unbanked and under-banked populations. (www.mobicashonline.com).

Syrse has installed NSDT™ software on all the ATMs belonging to a group of banks in Tunisia. The service offered enables national mobile money transfer that uses cash-out via the ATM.

Turkey's largest Internet service provider TTNET is using Very Smart Authentication to secure access to wireless hotspots throughout the country. TTNET is a subsidiary of Turkey's leading telecom operator Turk Telekom and has around 6 million subscribers. By using NSDT technology TTNET ensures that hotspot access is securely accessible to authorized subscribers.

MikeMusa: The MikeMusa money transfer service uses TagPay to offer a more secure, accessible, and reliable money transfer service between the UK and Zimbabwe. Thanks to TagPay, MikeMusa can expand their business to include “cashless remittances” allowing the recipient of a transfer to use their phone to make purchases from merchants equipped with TagPay terminals. (www.mikemusa.com).

In the US NSDT™ is used as a physical access control solution. This solution is being implemented by Openways in hotels across the country allowing guests to use their own phones as room keys. Several major hotels participated in a successful pilot. Openways is the first online mobile key delivery service and has plans to deploy this solution massively in the US and beyond.